5 Pieces of Very Bad Job-Search Advice

Asking for help and networking with others is essential if you’re in the market for a new position. You wouldn’t think of going it alone for such an arduous task (a task I’ve heard called the worst thing in the world after death and divorce). A second or even third opinion, a second set of eyes to look over a cover letter, good friends cheering you on; they are like oxygen to a drowning man. Just don’t forget that you’re the one running the show. Only you can decide which advice is the right advice for you. So without further ado: five pieces of job advice you’re better to forget.

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Should You or Shouldn’t You Use Personal Finance Apps?

Raise your hand if you’ve never downloaded or bought an app for your computer or mobile phone. Anyone?

The chances of finding someone who hasn’t got at least one app on one digital device are slimmer than finding a non-celebrity who thinks Scientology is a credible religion.

The app market is big and getting bigger all the time. Apple’s iStore did all the groundbreaking work for app developers but Android is hot on its heels and smaller startups are popping up all the time. There are apps for everything, from telling you when to remove your naval fluff to when you need to diversify your investment portfolio.

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How to Sell Your Items in Bankruptcy (and get the most value from it)

Raise your hand if you’ve never downloaded or bought an app for your computer or mobile phone. Anyone?

The chances of finding someone who hasn’t got at least one app on one digital device are slimmer than finding a non-celebrity who thinks Scientology is a credible religion.

The app market is big and getting bigger all the time. Apple’s iStore did all the groundbreaking work for app developers but Android is hot on its heels and smaller startups are popping up all the time. There are apps for everything, from telling you when to remove your naval fluff to when you need to diversify your investment portfolio.

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Reasons Why You Should Have An Accountant

Managing your finances and going through your taxes can be a stressful and overwhelming process leaving you feeling extremely confused. There are numerous reasons why enlisting the help of an accountant could be a very intelligent and shrewd decision.

Learning the basics

The in-depth knowledge an accountant has to offer can help you hugely in primarily understanding all the basic essential details in managing your finances. Their expert advice can then take it further by breaking down the more complex processes and information you need to know.

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Finding the Best Way to Budget

Take it from someone who thought she’d tried every technique possible; budgeting will only work if you’ve found the right strategy for you. With so many budgeting styles and variations now available, it takes a bit of time to find a budgeting plan that you can both understand and stick to. Creating a budget is great, but your hard work will only pay off if you stick to it. While creating a budget may initially be time consuming, the benefits definitely outweigh the time spent. If you’re becoming concerned about your spending habits or your lack of savings, it’s time to find a budget that works for you.

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4 Ways to Save Money When Dining Out

It can be easy and fun to save money when dining out. There are so many ways to save that it becomes like a cool game to play where you reap the rewards and have a good time doing it.

Share Meals

The first way to save money when dining out is to share meals. Whether you are with your spouse, a good friend, or a client, sharing a meal is a terrific way to enjoy more variety in your meal and to cut costs. For instance, you could both share an appetizer and split the main course. This allows for both of you to enjoy a diverse and tasty meal while saving money at the same time.

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How To Keep Your Business’s Finances In Check

Keeping your business’s finances in check can be the difference between thriving and floundering. You may have a great product, exceptional services, and the best employees, but without a method of taking care of your finances, every day may be a struggle. If you feel uncomfortable about your business’s current financial state, perhaps all you need is a simpler, more efficient method for handling finances. If your current system involves multiple people entering data, more paperwork than seems necessary for a business of your size, or excessive training for employees, maybe it’s time for some changes.

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Shopping Smart for Homeowners Insurance.

Homeowners insurance is necessary to cover damage to a home and any personal property that may incur due to various causes. It also provides personal liability coverage to protect the homeowner in the event of an accident or injury that may occur on the premises. Finding the right insurance policy with the right amount coverage can be a challenging and time-consuming task. Determining what type and how much protection is needed before shopping around for insurance can save a lot of time and frustration.

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When You Should Apply for a Debt Consolidation Loan

When you are in debt and cannot foresee being able to pay back your creditors, it is a frustrating situation. You will feel overwhelmed and hopeless, especially when your creditors begin calling to get the money they are owed. If your financial situation is not good and you feel as if you are backed into a corner, you might begin considering filing for bankruptcy. However, that is an option that should only be treated as a last resort as it can have negative effects on your credit. A much better alternative is to get a debt consolidation loan.

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Trust Deed Advantages

A Scottish trust deed, also known as a protected trust deed, is one of the debt solutions available to people struggling with unmanageable debt. Trust deeds are a way to make yourself debt free in just three years and relieve yourself of the stress and pressure associated with trying to keep up with payments.

There are of course pros and cons to a trust deed, it’s not all plain sailing but for people that are eligible, it is often one of the best ways to get out of debt. Trust deeds are only available to Scottish residents that comply with a number of criteria, including the total amount of debt owed.

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